XTB Fees
What XTB charges: spreads and commission by account type, deposit and withdrawal fees, processing times and the inactivity fee.
Deposit fee
None for bank transfer or card; some e-wallets (e.g. Skrill for UK clients) carry a 2% fee
Withdrawal fee
Free above $50 (international entity) or roughly £60/€80 (UK/EU entities); a flat fee applies below the threshold ($30 on the international entity, about €10 in the EU)
Inactivity fee
€10/month after 12 months of inactivity with no deposit in the prior 90 days
What does XTB charge?
XTB quotes EUR/USD from ~0.9 pips (avg., Q3 2025) on its Standard account. 3 of the 4 payment methods listed take deposits free of charge.
Typical spreads
| Instrument | Account | Spread | Commission |
|---|---|---|---|
| EUR/USD | Standard | ~0.9 pips (avg., Q3 2025) | — |
| US500 | Standard | ~0.6 points (avg.) | — |
Deposit & withdrawal fees
| Method | Deposit fee | Withdrawal fee | Processing time |
|---|---|---|---|
| Bank transfer | Free | Free above ~£60/€80/$100; flat fee (~€10) below threshold | Same day if requested before 1pm, otherwise next business day |
| Debit/credit card | Free | Free above ~£60/€80/$100; flat fee below threshold | Same day if requested before 1pm, otherwise next business day |
| Skrill | Free for EU clients; 2% for UK clients | Free above minimum threshold | Same day if requested before 1pm, otherwise next business day |
| PayPal | Offered to EU-entity clients only; not available on the international entity | Same thresholds as other methods | — |
XTB fee questions
Does XTB charge a withdrawal fee?
XTB withdrawal fee: Free above $50 (international entity) or roughly £60/€80 (UK/EU entities); a flat fee applies below the threshold ($30 on the international entity, about €10 in the EU).
Does XTB charge an inactivity fee?
XTB inactivity fee: €10/month after 12 months of inactivity with no deposit in the prior 90 days.
Does XTB charge a deposit fee?
XTB deposit fee: None for bank transfer or card; some e-wallets (e.g. Skrill for UK clients) carry a 2% fee.
XTB
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