OANDA Fees
What OANDA charges: spreads and commission by account type, deposit and withdrawal fees, processing times and the inactivity fee.
Deposit fee
None
Withdrawal fee
First card withdrawal each month typically free, then a fee applies; bank wires under a threshold (around $20) may carry a fee; PayPal withdrawals can also incur a charge; varies by region
Inactivity fee
None for US accounts; some other regional entities charge roughly $10-$14/month after 12 months of inactivity (confirm for your entity)
What does OANDA charge?
OANDA quotes EUR/USD from ~0.9-1.7 pips (varies by source and market conditions) on its Standard account. 4 of the 4 payment methods listed take deposits free of charge.
Typical spreads
| Instrument | Account | Spread | Commission |
|---|---|---|---|
| EUR/USD | Standard | ~0.9-1.7 pips (varies by source and market conditions) | None |
| EUR/USD | Core | ~0.1-0.4 pips | ~$3.50-$5 per $100,000 traded per side |
| GBP/USD | Standard | ~1.6 pips | None |
| US500 (S&P 500 CFD) | Standard | ~0.7 points | None |
Deposit & withdrawal fees
| Method | Deposit fee | Withdrawal fee | Processing time |
|---|---|---|---|
| Bank wire | Free | Free above a threshold; a flat fee (commonly cited around $20) applies to smaller wires, varying by region | 1-3 business days domestically, up to 5 business days internationally |
| Debit/credit card | Free (card issuer may apply its own service fee) | First withdrawal each calendar month is free; a fee applies to further withdrawals in the same month | Deposits are typically immediate; withdrawals 1-3 business days |
| PayPal | Free | A fee applies; described by independent reviewers as comparatively high, exact amount not published | Deposits 2-6 business days; withdrawals usually within 1 business day |
| Crypto (Paxos rails, US only) | — | — | — |
OANDA fee questions
Does OANDA charge a withdrawal fee?
OANDA withdrawal fee: First card withdrawal each month typically free, then a fee applies; bank wires under a threshold (around $20) may carry a fee; PayPal withdrawals can also incur a charge; varies by region.
Does OANDA charge an inactivity fee?
OANDA inactivity fee: None for US accounts; some other regional entities charge roughly $10-$14/month after 12 months of inactivity (confirm for your entity).
Does OANDA charge a deposit fee?
OANDA deposit fee: None.
OANDA
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